Terms and Conditions
Agreement to Terms
These terms and conditions govern your use of solenaritho's financial planning subscription services and website. By accessing our services, you agree to be bound by these terms.
Please read these terms carefully before using our services. If you do not agree with any part of these terms, you must not use our services.
Definitions
For the purposes of these terms, the following definitions apply:
- "Services": Our monthly financial planning subscription services, consultations, and related support
- "User" or "You": Any individual who accesses or uses our services
- "Content": All information, advice, recommendations, and materials provided through our services
Use of Our Services
By using our services, you agree to the following conditions:
Acceptable Use
- Use our services only for lawful purposes and in accordance with these terms
- Provide accurate and complete information during consultations
- Maintain the confidentiality of any login credentials or account information
Prohibited Uses
- Using our services for any illegal or unauthorised purpose
- Attempting to gain unauthorised access to our systems or other users' accounts
- Sharing, reselling, or distributing our content without written permission
- Using our services to provide financial advice to third parties
Your Responsibilities
As a user of our services, you are responsible for:
- Making your own financial decisions based on your personal circumstances
- Seeking additional professional advice when appropriate for your situation
- Keeping your personal and financial information up to date
- Using the information provided responsibly and at your own risk
Intellectual Property Rights
All content, materials, and intellectual property related to our services remain the exclusive property of solenaritho and are protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, or create derivative works from our content without explicit written permission.
Privacy and Data Protection
Your privacy is important to us. We collect and process your personal information in accordance with our Privacy Policy and applicable data protection laws.
Please review our Privacy Policy for detailed information about how we handle your personal data. Privacy Policy
Payment and Subscription Terms
Our subscription-based services are subject to the following payment terms:
- Monthly subscription fees are charged in advance and are non-refundable
- You may cancel your subscription at any time with 30 days written notice
- Failed payments may result in suspension or termination of services
Termination of Services
Either party may terminate the service relationship under the following circumstances:
Termination by solenaritho:: We may terminate your access for breach of these terms or non-payment of fees
Termination by You:: You may cancel your subscription at any time with appropriate notice
Disclaimers and Limitations
Please note the following important disclaimers regarding our services:
Our services are provided "as is" without warranties of any kind. We do not guarantee specific financial outcomes or results.
Our liability is limited to the amount you have paid for services in the 12 months preceding any claim.
Indemnification
You agree to indemnify and hold solenaritho harmless from any claims, damages, or losses arising from your use of our services or violation of these terms.
Dispute Resolution
We are committed to resolving any disputes fairly and efficiently:
Arbitration Process
Disputes will be resolved through binding arbitration in accordance with Australian arbitration rules.
The arbitration will be conducted in English and take place in Australia.
EU Online Dispute Resolution
EU residents may access the European Commission's online dispute resolution platform.
Access EU ODR Platform: https://ec.europa.eu/consumers/odr
Governing Law
These terms are governed by Australian law and subject to the jurisdiction of Australian courts.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.
Entire Agreement
These terms constitute the entire agreement between you and solenaritho regarding the use of our services.
Changes to These Terms
We may modify these terms at any time by posting updated terms on our website. Significant changes will be communicated via email.
Continued use of our services after changes constitutes acceptance of the updated terms.
Contact Information
For questions about these terms and conditions, please contact us at contact@solenaritho.com or +61 408 789 915.
Email:: contact@solenaritho.com
Phone:: +61 408 789 915
Address:: 45 Collins Street, Melbourne VIC 3000
These terms and conditions were last updated on August 19, 2025.
Version 2.1